People who do not have many years together are more likely to take on different values, said Steve Klusacek, Loan Officer at The Money Store, Palos Heights. What's more, the members are completely unaware of each other credit until they are looking for a mortgage, says Ruth Hayden, a Minneapolis financial consultant who teaches money courses couples.
"Someone with good credit do not even think about how a problem, while someone with a bad credit score are ashamed, they bring," says Hayden. Talk about your history sooner rather than later, advises Hayden. One thing, couples contract for a certain period may find that they do not cobble together financing in time. In addition, a disclosure may cause serious problems rely on money only if the partners to create a large purchase embarkation, adds Hayden.