Who are "with what as a legitimate business need can access your credit history, including:
This test granting you credit.
Landlord.
Insurance.
Employers and potential employers (but only with your consent).
Companies linked to a credit account for account monitoring.
Those considering your application for a government license or benefit if the agency needed to review your financial situation.
A state or local child support enforcement agency.
As a general rule, only one employer or prospective employer receive your written consent to a copy of the report. The State of Vermont is an exception, each user an oral or written consent. The most potential creditors ask for your permission to write your report. Your consent is not required when inquiries are made in connection with a pre-approved credit offer.
