free credit report by mail

All Americans are to a free credit report with the title every year from each of the three major credit bureaus. The free credit reports that cost to as much as $ 9.50 each come as a result of the passage of the 2003 Fair and Accurate Credit Transactions Act.

Thanks to the law, the three major credit bureaus are Equifax, Experian and TransUnion, each required to offer consumers the ability to request a free copy of their credit report once every 12 months by a central source. This centralized source includes a Web site, a toll-free telephone number and a postal address.

The reports will be sent automatically. Consumers who want their credit reports shall be consistent with the request in one of the following three options.