Credit Right

A good rating is very important. Companies check your history when your applications for credit, insurance, employment and even to evaluate leases. You can use it when they give or refuse to choose, insurance, provided you receive fair and equal treatment. Sometimes things happen that can cause  problems: a temporary loss of income, an illness, even a computer error. Solve problems may not have time and patience, but it has become an ordeal.

You are responsible for your debts. If you fall behind in paying your creditors or an error on your account, you can be contacted by a "debt collector". A debt collector is any person other than the creditor who regularly collects debts owed to others, including lawyers who collect debts on a regular basis. You have the right to be treated fairly by debt collectors.